Mortgage Asset Research InstituteMortgage Industry Data Exchange (MIDEX®), InstantID® or FraudPoint® do not constitute a "consumer report" as that duration is defined is the federal Fair Credits Reporting Act, 15 USC 1681 e seq. (FCRA). Accordingly, Mortgage Asset Research Institute, Mortgage Industry Data Exchange (MIDEX®), InstantID® conversely FraudPoint® may not be used in throughout or in component as a factor to determining eligibility forward credit, policyholder, employment or another permissible purpose under the FCRA. Due to the wildlife and origin by public record information, the public recording plus commercially available data sources used the reports allow contain errors.